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Saturday, March 20, 2010

Protect yourself from Identity Theft: Get a Free Credit Report

At tax season, it is a important to remember to guard access to your social security number and other sensitive, personal financial information. For this reason, GurelCPA uses an SSL secure web portal to password protect any sensitive data we send you or that we request from you. And, we strongly suggest that you never include your social security number in unencrypted emails, or attach documents containing your SSN to an email.

In addition, we highly recommend that you obtain a FREE credit report annually to monitor your credit report to make sure you have not been a victim of identity theft. Now, more than ever, it is important to monitor your credit report and make sure no one has gained fraudulent access to your social security number

What is AnnualCreditReport.com?

AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees you access to your credit report for free from each of the three nationwide credit reporting companies — Experian, Equifax, and TransUnion — every 12 months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, and yet couldn't get it without paying fees or buying other services. TV ads, email offers, or online search results may tout "free" credit reports, but there is only one authorized source for a truly free credit report.

A new law requires commercial websites that say they offer free credit reports to include a box letting you know you can get a free credit report at www.AnnualCreditReport.com. Click on the link to www.AnnualCreditReport.com, the only place to get the free report that's yours by law.

Many companies claim to offer free credit reports – and some do. But others give you a report only if you buy other products or services. Still others say they’re giving you a “free” report and then bill you for services you have to cancel. If you go to www.AnnualCreditReport.com and follow the prompts for your free credit report, you can be sure the reports you get really are free.